THE BANK CAT

by Atha Westbury · from Australian fairy tales

fairy tale adventure hopeful Ages 8-14 1746 words 8 min read
Cover: THE BANK CAT

Adapted Version

CEFR A1 Age 5 434 words 2 min Canon 100/100

Toney was in the bank. It was night. He sat by a warm fire. Tabby the Cat sat with him. Toney was alone. He was not scared. Tabby was his friend.

Toney felt sleepy. His eyes closed. He opened them slowly. Tabby the Cat looked at him. Tabby's eyes changed color. They were green. Then they were red. Tabby looked funny. Toney was surprised.

"You are sleepy," a voice said. Toney jumped. "Who spoke?" he asked. Tabby the Cat replied. "I did," Tabby said. Toney was very surprised. "Bad men will take money," Tabby told him.

Soon, Toney heard a noise. The door broke open. Three bad men came in. They looked at Toney. The Bad Man asked, "Where are the grown-ups?" Toney said, "They are not here." Bad men made Toney sit still.

Toney felt sad. He felt worried. The bad men wanted the bank's money. Toney watched them. He did not know what to do. He wished his master was here.

"Toney," Tabby the Cat said. "I will help you." Toney asked, "How can a cat help?" Tabby said, "Not always a cat." "I was a fairy. I was not always kind. Then I became a cat."

Toney was not sure. "Show me," Toney said. Tabby said some magic words. Poof! Tabby the Cat was gone. A small, old man sat there. He was The Elf. He wore nice clothes. Toney's eyes were wide.

The Elf smiled. "I will get help," he said. "I will ride a fast horse. I will find the police. They will come quickly. They will catch the bad men." Toney felt hope.

The Elf jumped. He went through the open window. He was very fast. He found a fast horse. He rode away quickly. Toney was alone again. He waited for help.

Toney sat very still. He listened. The bad men made loud noises. They tried to open the big safe. Toney was a little scared. Would The Elf come back? He hoped so.

Suddenly, a loud bang! The bad men opened the safe. They saw the money. They were very happy. They took the money bags. They laughed loudly. Toney watched them.

Then, more noise! The door opened again. Police came in. Six police officers. They stood around the bad men. The bad men were surprised. They did not see the police.

The police caught the bad men. They took them away. Toney was safe now. He felt happy. Nobody knew who called the police. It was a secret. Even small friends can have big secrets. They can help us in surprising ways. Always be kind!

Original Story 1746 words · 8 min read

THE BANK CAT.

Because “Tent-Peg” on the Bogan isn’t on the map of Australia, it must not be inferred that the little township does not exist. Indeed, any old colonist who knows his way about will tell you that the place is in the sister colony, and consists of one public-house, a blacksmith’s shop, a store, a church (about the shape and size of a haystack), and a small branch bank.

The latter building presented nothing of the polish and artistic finish, or the magnificence of many of our metropolitan banks, but it was one of the most snug and cosy institutions in the whole country, within its walls. No doubt Toney Buck, the messenger, was of the same opinion, as he sat dozing before a warm coal fire, this severe winter night, with no other company than a large black cat, of the male gender, for his companion.

Toney Buck was an orphan, aged twelve years, or thereabouts, and acted in the dual rôle of servant to the manager and messenger to the bank. The boy slept on the premises, and the manager having gone to visit a neighbouring squatter, his servant had been ordered to sit up until he returned. There Toney sat in the manager’s armchair, bowing and nodding to the fire, as if it had been some great fetish to whom he was paying homage. Toney was a very practical lad. Nothing fanciful or dreamy ever bothered Toney. Had the boy been otherwise, I’m afraid he wouldn’t have had anything to do with the bank, because his employers were anything but poets or visionaries, as some of my borrowing friends can testify. However, be this as it may, every time our hero opened his heavy eyelids after each jerk forward, he encountered the round, black, winking orbs of Tabby fixed full upon his face, with a strange expression stamped thereon. Indeed, more than once Toney felt certain that the cat actually laughed at him, and when discovered in the act, instantly attempted to compose its features and wink at the fire in a knowing way. It is not a very easy task for a sleepy boy, who feels as if his eyelids were freighted with four-pound weights, to rouse himself and his waking faculties all in a moment, but Toney managed to sit bolt upright after a time and to stare at his companion. Toney fancied he could stare. So he could without a doubt; but the cat could and did stare harder than Toney. Its eyes never moved, in their fixed look, from his face, yet he could see their colour change from black to pale sea-green, and from green to grey, and then turn flaming red as the fire. Toney feeling uncomfortable, removed his chair farther back, muttering, “Oh, bother the cat!”

“Whirr. You’re another,” replied a voice instantly.

The messenger was in the act of sitting down again, but he gave a jump as if a snake had bitten him. He looked first at Tabby, and then at the fire bewildered, and said, “Who spoke?”

“I did,” replied the cat.

“Good gracious! Are you sure now?” inquired Toney, with the scales—or the weights, rather—fallen from his eyeballs.

“I did say ‘You’re another’; and so you are. If you bother me I’ll bother you!” replied Tabby, whisking his long tail.

“Oh, my! I never knew cats could talk, although I’ve heard their voices sometimes, of a night, to some tune.”

“None of your sneers, Toney,” interrupted Tabby quickly. “There are more wonderful things in Australia than a talking cat, and some noises to which our midnight concerts are as sweet music in comparison. Listen to me. The bank will be robbed this very night. There!”

“Talking cat—the bank robbed. I—I hope I’m awake,” cried Toney, tugging at his unkempt hair in astonishment.

“I hope you are, for there are those coming who will soon arouse you,” replied the cat, jumping on the back of a chair, and erecting his back in the form of a rainbow. “Hark! that noise is worse than our caterwauling. Hear them forcing in the door of the front office.”

As the cat spoke there came upon their ears first a low grating noise, then followed a sound as if the heavy door of the bank had been wrenched off its hinges. “Lord help us! It’s the bushrangers, and master’s away. Oh! what shall I do?” and the poor boy began to cry bitterly.

“Stop crying. Wait and see!” Tabby hadn’t time to say more, ere three men, with masks upon their faces, and armed with revolvers, rushed into the room.

“Hallo! only a boy here. Where’s the manager?” inquired one of the robbers, grasping Toney.

“He isn’t here, sir.”

“Come, none o’ that,” cried the man gruffly. “Tell us where he is, or I’ll shove you a-top of that fire.”

Toney looked at the fire, and then at the bushranger, and began to cry afresh.

“Where’s the manager?”

“Gone to Mr. Hilton’s, the station on the river.”

“Are you certain?”

“Yes, as certain as that you will be hanged.”

The man let go his hold of Toney instantly, and stared first at the cat and then at the messenger, as if he was puzzled as to which had answered him. He appeared to decide in favour of the boy, for he said hoarsely, “No cheek, my fine kiddie, or I’ll roast you like a chicken. Bring the keys of the safe, quick.”

“Master has them in his pocket, sir.”

The robber swore a frightful oath, then held converse with his companions in an undertone. After which they produced a cord, and having tied the lad hand and foot, left him in the room with the cat, locked the door on the outside, and proceeded to ransack the bank.

Poor Toney! What could he do against three armed men? The manager, his master, had been very good to him. He was father and mother and brother and sister all in one. What would he say when he returned and found the place robbed—the money gone? Hadn’t he entrusted all the gold, and notes, and papers—worth thousands and thousands of pounds—into his (Toney’s) custody, and here were villains breaking open these sacred coffers with hammer and crowbar in ruthless plunder! In his trouble, he almost wished the bushrangers would come in and roast him as they had promised to do. Even that would be preferable to facing his kind master.

“Toney. Hi, Toney!” The boy jumped. He had forgotten all about the cat.

“You were always kind to me, Toney, and I’m going to help you now.”

“How can a cat help anybody?” replied poor Toney.

“Ah! but I wasn’t always a cat, Toney.”

“Oh, bother; I suppose you mean when you were a little kitten,” muttered the boy.

“No, I don’t, Toney Buck. I never was a kitten. I mean when I was a happy fairy in Elfland, before I was changed into a cat for being cruel and selfish.”

“Snooks!” answered Toney sceptically.

“Who?”

“Snooks! It won’t do, you know. There ain’t no fairies, nor moonland, and such nonsense.”

“Supposing my shape were to change again, here under your very nose; would you believe what you saw?”

“Rather! but you can’t do it, puss.”

“Can’t I? You shall see,” replied Tabby. “Say: ‘Sevle naila rtsua’ very slowly. Now!”

“ ‘Sevle naila rtsua,’ ” cried the boy in a brisk tone; but he had no sooner uttered the words than the black cat vanished into thin air, and in its place he beheld a wee, thin, elderly gentleman dressed in hunting costume, seated astride the back of the chair, who bowed very politely and lifted his hat to the astonished messenger.

“Well I never!” cried Toney. “Who are you, pray?”

“ ‘Sevle naila rtsua!’ ” replied the little man, laughing.

“What is ‘Sevle naila rtsua’?” demanded the boy.

“Read the letters backwards and join the first two syllables together.”

“Ah! A-u-s-t-r-a-l-i-a-n—E-l-v-e-s—Australian Elves, eh?”

“That’s it, Toney; I’m proud to be one of them, my boy. Now I’ll show you how a cat can help you out of this scrape,” answered the wee man, with a smile only to be seen on the face of a fairy. “I’m going out at that broken pane in the window there, straight to Dick Holmes’ stable, take out the steeplechaser ‘Nightwind,’ ride as fast as he can go to the junction, return with half-a-dozen troopers by a short cut, and secure these ruffians red-handed with their booty.

“Hurrah!” cried Toney in his enthusiasm.

“Hush, boy. Not so loud,” said the elfin; “they may hear you. I must away on my errand quickly; yet mind, Toney, if you don’t see the bank cat here again, I’m always to be found on the banks of the Bogan. Keep good heart. Good-bye.”

With a hop, skip, and a jump the wee man was through the broken pane and astride the horse “Nightwind” before the boy could realise that he was alone.

Meanwhile the strong-room of the bank resounded with the heavy blows dealt by the robbers upon the solid doors of the iron safe, which for a long time withstood their utmost attempts to break it open. Poor Toney sat in fear and trembling, and counted the minutes as they fled by, listening to the noises without, and wondering if the little elfin man would really do what he promised. It seemed hardly possible that he could sit a horse at all, much less guide the crack steeplechaser “Nightwind” across country on a dark night. Nevertheless, the confident tone of the fairy before he jumped out at the window reassured him, and hope began to gather in Toney the messenger.

Alas! that hope was dispelled the next moment by a loud shout from the bushrangers, which proclaimed that the safe had yielded. Had the robbers been less intent upon the bags of gold and silver which met their gaze, it is probable they would have seen the half-dozen police-troopers who entered, carbine in hand, and surrounded them. When the ruffians did see them, however, it was too late to resist, and they were taken away out into the darkened night, some of them never to see the light of the sun again as free men.

At the trial of the bushrangers the police couldn’t swear who gave the information about the bank, and I believe it remains a mystery to this day.


Story DNA fairy tale · hopeful

Moral

Even the most ordinary creatures or situations can hold extraordinary secrets and offer unexpected help.

Plot Summary

Young orphan Toney Buck is left alone to guard a remote bank when his companion, a black cat named Tabby, suddenly speaks, warning him of an impending robbery. Soon after, bushrangers break in, tie Toney, and begin to force open the safe. In his despair, Tabby reveals himself to be an Australian Elf, transformed into a cat, and transforms back to his true form. The Elf then rides off on a fast horse to fetch police troopers. Just as the bushrangers succeed in opening the safe, the troopers arrive and apprehend them, leaving the mystery of their informant unsolved.

Themes

loyaltycouragehidden potentialjustice

Emotional Arc

fear to relief and triumph

Writing Style

Voice: third person omniscient
Pacing: moderate
Descriptive: moderate
Techniques: direct address to reader, foreshadowing

Narrative Elements

Conflict: person vs person
Ending: moral justice
Magic: talking animals (cat), transformation (cat to elf), fairies/elves
the bank cat (representing hidden help/magic)the safe (representing vulnerability and security)

Cultural Context

Origin: Australian
Era: pre-industrial

Bushranging was a significant issue in colonial Australia, with outlaws often targeting remote banks and homesteads. The story reflects the dangers and isolation of life in the Australian bush during that period.

Plot Beats (13)

  1. Toney Buck, a young orphan, is left alone at night in a remote Australian branch bank with only a black cat for company.
  2. Toney dozes, but is disturbed by the cat, Tabby, whose eyes seem to change color and who appears to laugh at him.
  3. Tabby suddenly speaks, startling Toney, and warns him that the bank will be robbed that night.
  4. Three masked and armed bushrangers break into the bank, question Toney about the manager's whereabouts, and then tie him up.
  5. Toney, distraught and helpless, fears the consequences of the bank being robbed on his watch.
  6. Tabby speaks to Toney again, revealing that he was once a fairy from Elfland, transformed into a cat for being cruel and selfish.
  7. Toney, initially skeptical, is convinced when Tabby recites a magical phrase and transforms into a small, elderly elfin gentleman.
  8. The Elf explains his plan to ride a fast horse to the junction, gather troopers, and return to catch the bushrangers red-handed.
  9. The Elf leaps out a broken window and rides off on the steeplechaser 'Nightwind'.
  10. Toney waits anxiously, listening to the bushrangers' attempts to break into the safe, his hope wavering.
  11. The bushrangers finally succeed in opening the safe, shouting in triumph as they see the gold and silver.
  12. At that moment, half-a-dozen police troopers, carbines in hand, enter the bank and surround the surprised bushrangers.
  13. The bushrangers are captured, and the police are never able to determine who provided the information about the robbery.

Characters 4 characters

Toney Buck ★ protagonist

human child male

A small, somewhat scrawny boy, about twelve years old, with the typical build of a working orphan in rural Australia. He is not described as particularly strong or tall for his age, suggesting a lean frame.

Attire: Simple, practical clothing suitable for a bank messenger and servant in a rural Australian township during winter. Likely a plain, sturdy linen or wool shirt, rough trousers, and possibly a waistcoat or jacket, all in muted, earthy tones, showing signs of wear.

Wants: To fulfill his duties to his master, protect the bank's assets, and avoid punishment or harm.

Flaw: His youth, physical vulnerability, and initial skepticism make him hesitant to believe in the magical aid offered to him.

He transforms from a skeptical, fearful boy into someone who, though still practical, has witnessed and benefited from magic, learning to trust in unexpected aid.

His unkempt hair and wide, astonished eyes as he reacts to the talking cat.

Practical, skeptical, easily astonished, loyal, and somewhat timid. He is not given to fanciful thinking but is deeply concerned about his master's property and reputation.

Image Prompt & Upload
A young, lean Australian boy, about twelve years old, standing upright and facing forward, full body visible head to toe. He has dark, unkempt hair, round blue eyes, and fair skin with a few freckles. He wears a plain, slightly oversized cream linen shirt, sturdy brown trousers, and worn leather boots. His expression is one of wide-eyed astonishment and a hint of fear. Plain white background, full body visible head to toe, single figure, no watermark, no text, no signature.

Tabby (The Bank Cat) ◆ supporting

magical creature ageless male

A large, sleek black cat with a long tail. Its eyes are its most striking feature, capable of changing color from black to pale sea-green, grey, and flaming red.

Attire: None, as a cat.

Wants: To help Toney and the bank, partly out of gratitude for Toney's kindness and partly to atone for its past misdeeds as a fairy.

Flaw: Its past cruelty and selfishness led to its transformation into a cat, suggesting a moral flaw it is working to overcome.

From a mischievous, talking cat to a revealed Australian Elf who actively uses its powers to right wrongs and help a friend, demonstrating redemption.

Its large, black form with eyes that glow and shift colors.

Witty, sarcastic, knowing, helpful, and initially somewhat mischievous. It is confident in its abilities and has a strong sense of justice, despite its past 'cruel and selfish' nature.

Image Prompt & Upload
A large, sleek black cat with a long, elegant tail, sitting upright and facing forward, full body visible head to toe. Its eyes are a striking, glowing pale sea-green, with a knowing, slightly mischievous expression. Plain white background, full body visible head to toe, single figure, no watermark, no text, no signature.

The Australian Elf (Tabby's True Form) ◆ supporting

magical creature elderly male

A wee, thin, elderly gentleman, small in stature, with a spry and agile build.

Attire: A hunting costume, suggesting a traditional, perhaps slightly old-fashioned, style. This would include a tailored jacket, breeches, and riding boots, likely in greens, browns, or tweeds, made of fine, durable fabric.

Wants: To fulfill his promise to Toney and ensure justice is served, likely as part of his ongoing redemption from his past selfishness.

Flaw: His past 'cruel and selfish' nature, which led to his transformation, is his only mentioned flaw, now seemingly overcome.

His arc is revealed through his transformation back to his true form, demonstrating his active role in helping Toney and his commitment to justice.

His wee, thin form in a hunting costume, astride a chair, with a unique fairy smile.

Polite, confident, resourceful, and true to his word. He retains the wit and knowingness of his cat form but is more overtly helpful and focused on his mission.

Image Prompt & Upload
A wee, thin, elderly Australian man, standing upright and facing forward, full body visible head to toe. He has a kind, wrinkled face with bright, intelligent eyes and a small, neat grey mustache. He wears a tailored dark green tweed hunting jacket, light brown breeches, and polished leather riding boots. He holds a small, dark green hunting hat in his right hand, slightly lifted in a polite gesture. He has a gentle, knowing smile. Plain white background, full body visible head to toe, single figure, no watermark, no text, no signature.

Bushranger Leader ⚔ antagonist

human adult male

A gruff, strong man, implied by his ability to grasp Toney and his commanding presence among the robbers. His build is likely robust and intimidating.

Attire: Practical, dark clothing suitable for a bushranger in colonial Australia, designed for concealment and movement. Likely sturdy trousers, a dark shirt or jacket, and a mask to hide his identity.

Wants: To rob the bank and acquire wealth.

Flaw: His overconfidence and focus on the loot make him oblivious to the approaching troopers until it's too late.

He remains unchanged in his villainy, ultimately being captured and facing justice.

A masked face with a revolver in hand, embodying the threat of a bushranger.

Gruff, threatening, impatient, and violent. He is focused on the robbery and quick to resort to intimidation and threats.

Image Prompt & Upload
A burly Australian man, standing upright and facing forward, full body visible head to toe. He wears a dark, rough-spun wool jacket, dark trousers, and worn leather boots. His face is covered by a simple dark cloth mask, revealing only his eyes, which are narrowed and menacing. He holds a dark, old-fashioned revolver in his right hand, pointed slightly downwards. His posture is aggressive and confident. Plain white background, full body visible head to toe, single figure, no watermark, no text, no signature.
Locations 3 locations
No image yet

The Branch Bank Interior

indoor night severe winter night

A snug and cosy institution, not grand like metropolitan banks. It features a warm coal fire, a manager's armchair, and heavy doors. The strong-room has solid iron safe doors.

Mood: Initially cosy and sleepy, then tense, fearful, and ultimately hopeful.

Toney and the talking cat discuss the impending robbery, the bushrangers break in, Toney is tied up, the cat transforms into an Australian Elf, and the police arrive to apprehend the robbers.

warm coal fire manager's armchair heavy bank door (front office) strong-room solid iron safe doors broken window pane
Image Prompt & Upload
A dimly lit, rustic interior of a 19th-century Australian branch bank. A warm, glowing coal fire crackles in a stone hearth, casting dancing shadows on rough-hewn timber walls. A heavy, dark wooden manager's armchair is pulled close to the fire. In the background, a sturdy, dark wooden counter and a glimpse of a strong-room door with heavy iron hinges. Moonlight filters faintly through a small, broken window pane. no border, no frame, no watermark, no text, no signature, edge-to-edge illustration.
No image yet

Tent-Peg Township

outdoor night severe winter night

A small, remote Australian township on the Bogan river, not on the map. It consists of a public-house, a blacksmith's shop, a general store, a church (shaped like a haystack), and the branch bank.

Mood: Remote, quiet, isolated, and vulnerable.

The general setting for the story, where the bank robbery takes place and the Elf promises to return with troopers.

public-house blacksmith's shop general store haystack-shaped church branch bank building Bogan river (implied nearby)
Image Prompt & Upload
A desolate, moonlit view of a small, remote 19th-century Australian township during a severe winter night. Simple, single-story timber and corrugated iron buildings, including a pub with a dim light, a blacksmith's shop, and a small church resembling a haystack. The ground is dry, dusty earth, possibly with sparse, hardy Australian scrub. A dark, winding river (Bogan) is visible in the distance under a vast, star-filled sky. no border, no frame, no watermark, no text, no signature, edge-to-edge illustration.
No image yet

Dick Holmes' Stable and Surrounding Countryside

outdoor night severe winter night

A stable where the steeplechaser 'Nightwind' is kept, located near the bank. The surrounding countryside is dark and rugged, suitable for a fast cross-country ride to a junction and back.

Mood: Urgent, wild, and adventurous.

The Australian Elf rides 'Nightwind' at incredible speed to fetch the police troopers.

stable building steeplechaser 'Nightwind' dark, open countryside junction (road/track intersection) short cut (implied rough terrain)
Image Prompt & Upload
A dynamic, moonlit scene of a 19th-century Australian stable and the surrounding rugged countryside at night. A simple, weathered timber stable building stands under a vast, dark sky. A powerful steeplechaser, 'Nightwind,' gallops across a sparse, undulating landscape of dry grass and scattered eucalyptus trees. The ground is uneven, with hints of rocky outcrops and dusty tracks. The air is cold and clear, with distant stars visible. no border, no frame, no watermark, no text, no signature, edge-to-edge illustration.